Know where your money goes
Every purchase, dated and sorted by category, so nothing gets missed.
See where your money goes.
Start free with your voice — no bank link needed. Just say what you spent, and SpeakCents tracks it. Make a budget, manage bills, and reach your money goals—all in one simple app.
Free plan included. Link your bank only if you want to. Cancel anytime.
Groceries budget
$412 of $600 used
China trip goal
$2,250 of $5,000 saved
Save rate
24%of income
+3% vs last month
Subscriptions
$247/moN
S
A
D
4 active merchants
Voice command
Listening…“What bills are coming up?”
Just say what you spent.
SpeakCents tracks it for you. Say what you bought, and it saves the details.
Add a transaction
“Spent $42 at the grocery store.”
It saves the amount, store, category, and date. You do not need to fill out a long form.
- Amount
- $42.00
- Merchant
- Grocery Store
- Category
- Groceries
- Account
- Everyday Checking
SpeakCents
Voice entryTry saying
“Spent $42 at the grocery store”
Listening…
Transaction
- Amount
- $42.00
- Merchant
- Grocery Store
- Category
- Groceries
- Date
- Today
Ask about your money
“How much did I spend on groceries this month?”
$486.20
SpeakCents says: Spent on groceries this month — 12% below your budget.
Works on iPhone, Android, and the web.
Your budget and your voice answers follow you from phone to tablet to computer.
Coming soon
Small Changes.
Bigger Savings.
See your spending clearly
Compare this month with last month and spot changes at a glance.
Keep your budget in view
Check what you’ve spent and what’s left in each category.
Look ahead
See the bills due soon, right on your calendar.
Track recurring costs
Keep monthly bills and subscriptions in one place.
Reports
See the full story.
See your spending in simple charts that are easy to understand.
Spending
Spending by category
See how much you spend on food, bills, fun, and more.
Spending
Money leaks
Find small costs that may waste your money.
Analysis
Budget check
See if you spent more or less than planned.
Manage money together.
SpeakCents keeps your household's spending, budget, and goals together. Each person gets their own login.
Stay on the same page
Everyone sees the household budget and goals.
See who paid
Know who added each expense.
One plan for your household
Family Plan — $12.99/month.
One plan covers voice tracking, budgets, goals, and reports.
Account connections
See your accounts in one place.
Link your bank accounts, credit cards, investments, and loans. Your balances and spending stay up to date.
- Connect your accounts in minutes.
- New transactions come in automatically.
- Add cash and other accounts by hand.
- SpeakCents does not store your bank password.
SECURITY & PRIVACY
Your money data stays safe.
SpeakCents is built to protect your private information.
Strong protection
Strong security helps keep your data safe.
Safe account connections
Trusted companies help connect your accounts.
Read-only access
The app can read your money data. It cannot move money or make purchases.
Your data belongs to you
You stay in control of your information.
Bank-Level SecurityRead-Only ConnectionsEncrypted DataPrivacy Focused
Great value, made simple.
Take a look around—it’s free
Explore SpeakCents without connecting an account. Like what you see? Start your 7-day free trial.
$7.99/mo
Save 27% by going yearly
Clear pricing. A little peace of mind.
We protect your privacy and put your subscription toward making SpeakCents better for you.