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Savings Goal Calculator
Saving for a trip, a down payment, or an emergency fund? Work out the monthly deposit that gets you there on time — or how long your current plan will actually take.
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Save this much every month
$335.78per month
To reach $10,000 in 2 years (around October 2028), starting from $1,500. That's $8,500 still to go.
Where the money comes from
- Starting balance
- $1,500
- Your deposits
- $8,059
- Interest earned
- $441
Milestones along the way
Projected balance at each quarter of your timeline, including compounding.
- 6 months · April 2027$3,562
36% of $10,000
- 1 year · October 2027$5,665
57% of $10,000
- 1 yr 6 mo · April 2028$7,811
78% of $10,000
- 2 years · October 2028$10,000
100% of $10,000
Turn the number into a habit
SpeakCents tracks every goal against your real transactions, builds budgets that free up the deposit, and lets you log spending just by talking.
Savings goal questions
Projection based on your selected assumptions. Actual results may vary depending on your account's rate, fees, and taxes.