Refund Policy

30-day money-back guarantee

We want you to love SpeakCents. If you're not satisfied with your purchase, you can request a full refund within 30 days of your order date.

How to request a refund

SpeakCents is operated by Digital Genius LLC. Payments are securely processed through our trusted merchant account and payment processing provider (Paddle.com).

To request a refund:

• Contact SpeakCents Support through our Support page, and our team will assist you with your refund request.
• Please provide the email address used for your account and any relevant payment details so we can locate your transaction.

Approved refunds are typically returned to the original payment method within 3–10 business days, depending on your bank or card issuer's processing times.

What happens after a refund

When a refund is issued, your paid subscription will end and your account will move to the Free plan. Your data (transactions, budgets, goals, etc.) will remain in your account so you can continue using SpeakCents on the Free tier.

Renewals

Subscriptions renew automatically. You can cancel at any time from the Subscription page in the app to prevent your next renewal. If you were charged for a renewal you did not intend, contact us within 30 days and we'll work with Paddle to make it right.

Questions

Reach out any time through our Support page.