Everything you own and owe, in one honest number.
Your money isn't confusing. It's just scattered across six apps and two banks.
Connect your accounts once and SpeakCents keeps them current — checking, savings, credit cards, loans, investments. No more adding balances in your head or logging into four sites to answer one simple question.
Secure, read-only connections
SpeakCents reads balances and transactions through a bank-grade provider. It can't move your money, and neither can we.
Transactions that arrive already sorted
Merchants are cleaned up, categories are applied, and transfers between your own accounts stop double-counting as spending.
Net worth over time
One line that answers the only long-term question that matters: is this going in the right direction?
The first time the whole picture loads on one screen, most people sit with it for a minute. It's the clearest their money has ever looked.
“I hadn't seen my full picture in years. Turns out it was better than I feared — and now I check it weekly.”
Connect your accounts and see the whole picture in minutes.
Free to start. No credit card, no spreadsheets, no catch-up sessions.