Nothing charges you by surprise again.
The worst money feeling is a charge you forgot you agreed to.
SpeakCents detects the recurring charges hiding in your transactions — subscriptions, memberships, insurance, the annual renewal that hits every January — and lines them up so you can see the true cost of your ordinary month before it happens.
Detected automatically
You don't enter them. SpeakCents finds the pattern across months and flags it, including the ones that quietly changed price.
The true cost of your baseline
Add it up once and you'll see how much of your paycheck is already spoken for before you spend a dollar on purpose.
Warnings early enough to act
A renewal you can still cancel is worth far more than a receipt you can only regret.
The average person finds two subscriptions they meant to cancel months ago. That's usually the first thing this pays for.
“I canceled $47 a month of things I genuinely forgot existed. In one sitting.”
Find out what's charging you every month on autopilot.
Free to start. No credit card, no spreadsheets, no catch-up sessions.